500 or less is pretty much extremely cheap for an over/under.
To get in the range where you are going to get a gun that lasts and takes some normal abuse, you are probably looking in the 900-1000 range, and that is on the used side for rugers, beretta's, citori's, etc.
I was in the same place several years ago, looking around a khan's, spartan's, mossberg's, etc., and doing my research, they all seem to have major longevity issues, parts issues, fit and finish issues, quirks about not closing the action with the firing pins out, etc.
I ended up buying a used 3 1/2" Browning Citori Satin Hunter, and after 5 years, I have absolutely no regrets. I have a shotgun that will last for 30-50,000 rounds conservatively, and is rebuildable at that point.
So, my personal advice, is save a little more and do a little shopping in the used area. That way, if in the end you end up not liking the O/U, you will still have value to trade or sell later. And if you do like it, it will last and not give you continual problems.
I shot a Mossberg Silver Reserve for a couple seasons. It was built like a tank, but the stock & forearm got scratched up to bare wood in short order. It was as if the finish was painted on.
I thought it was pretty decent until I replaced it with a Ruger Red Label.
The difference between a good O/U and the bargain basement models then became very apparent. Compared to the Red Label, the MSR was like swinging a 2x4.
Still, if that's what you plan to spend, then the MSR is one of only a couple choices you have.
I would recommend saving another $300-$400 then looking for a good used Ruger Red Label...
I am with terminator the Ruger is tough to beat fore the money. The browning is not a bad grab either but they are a bit long for most people.
I like the Ruger the best. If I could afford to go with the Beretta silver I would have that after the Ruger.
Having ejectors in an over under is a must.
Find one that fits good, has ejectors, selective barrels, and that you can carry for a day then buy it!!!!!!!!!!!!!!!!!!!!!!!!!!
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